Terms & Conditions

Effective Date: 01 December 2025

11Credit provides financial service facilitation and advisory support for products including gold loans, vehicle loans, home loans, personal loans, loan against property (LAP), and credit cards through banks and NBFCs. 11Credit is not a direct lender unless specifically stated.

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Users must be 18 years or older and provide accurate personal, financial, and KYC information. Loan approval, interest rates, tenure, and disbursement are solely at the discretion of the respective lending institution. 11Credit does not guarantee loan approval or specific terms.

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Customers are responsible for reviewing and complying with the lender’s loan agreement and ensuring timely repayments. Any applicable fees or charges will be disclosed in advance and are subject to lender policies.

11Credit shall not be liable for any loss, delay, rejection, or decision taken by banks or NBFCs. By using our services, you agree to these Terms & Conditions and related policies.